We act as an out-of-network provider with almost all insurance plans, which allows us the freedom to provide better, more comprehensive one-on-one care.  We find that this approach tends to get people back to their activities faster than the traditional physical therapy model and will often cost you less than an in-network insurance determined treatment regimen.

We act as a fee for service provider where payment is made at the time of service.   We accept cash, check, credit card, and health savings accounts (HSAs).  As a courtesy to you we can submit a claim on your behalf as an out-of-network provider to your insurance company. If you choose, we can also provide you with a form that you may submit on your own to your insurance provider. Reimbursement depends on your out-of-network benefits.

Regardless of what physical therapy provider you choose it is imperative that you understand your in-network and out-of-network benefits as well as any authorization requirements.  


A Referral is not needed. Maryland is a direct access state meaning you do not need a referral or prescription from a physician. We can serve as an entry point to the health care system.  Depending on your condition we may refer you to another healthcare provider.